Decree-Law No. 97/2026 creates new tax incentives for housing, rental, and real estate investment in Portugal. Discover the opportunities, benefits, and precautions to take to take advantage of the new regime.
Buying a house in Portugal before the age of 35 can be more advantageous than renting today, thanks to tax exemptions and easier financing that significantly reduce down payments and increase access to property ownership.
The potential increase in IMT (Property Transfer Tax) for non-resident buyers in Portugal could have a significant impact on property acquisition costs. Signing the deed early could allow you to benefit from the current progressive tax tables and avoid the future fixed rate of 7.5%.
Buying property off-plan in Portugal can offer appreciation potential and better negotiation opportunities, but it requires careful attention to construction delays, project changes, and developer reliability.
Portugal advances a comprehensive housing strategy, combining tax incentives, regulatory changes and public-private cooperation to increase supply, improve affordability and address structural market constraints.
